Blog

Honda Financing Tips: Getting Pre-Approved

Submit a document for car loan

If you’re interested in applying for Honda financing, getting pre-approved is a beneficial first step. It’s a convenient process that helps you shop with confidence. At Clark Knapp Honda, we’re sharing tips on how to get started.

Determine Your Budget

When it comes to car-buying, understanding your budget is crucial. As a general rule of thumb, experts recommend that you keep your auto payment and expenses under 20 percent of your take-home pay. By using an auto payment calculator, you can get an estimate on how much you should spend overall.

Use Our Online Application

We have a convenient online application so you can get pre-approved from the comfort of your home. You’ll just need to provide a little information about yourself and your buying criteria to get an estimate of what you qualify for.

Once you submit your pre-approval application, our team will reach out to you to discuss your financing options in detail. We’ll work with our network of lenders to find a competitive offer for you. Then, you can search for a car and customize your financing terms to align with your budget.

Consider Leasing

Financing isn’t for everyone. For some buyers, leasing is a better option, because it’s more affordable. Leasing does come with restrictions though, including mileage limits and maintenance requirements, so it’s important to weigh both options with our team to determine which is the right route for you.

Apply for Honda Financing in Pharr, TX

When you’re ready to shop for a new vehicle, we’re ready to help. We offer a streamlined financing process and can help you secure an auto loan or new lease in no time. Visit Clark Knapp Honda to shop for a new Honda vehicle today!

Recommended Posts

Person exchanging car keys for cash

When is the Best Time to Sell Your Car?

Moving on from your old vehicle involves asking a lot of questions, like “ When should I sell my car?” and “Should I replace it with a new or pre-owned model?” Feel free to ask anything that comes to mind, because we’ve got the answers! If you’re looking to sell your car, come talk to the pros at Clark Knapp Honda. more Time of Year Generally speaking, there are two types of timing to consider when you sell your car. The first is the best time of year to sell it, which tends to be either around tax season when people are using their tax refunds to purchase new and pre-owned vehicles, or during the summer when drivers are looking for reliable vehicles for their road trips, and college students shop for the car they’ll take to school in the fall. Age and Mileage The second type of timing is related to the vehicle’s life. If your vehicle is only a few years old and has low miles on it, you’ll likely get a generous offer if you sell it soon. Older cars that have a lot of miles on their odometers typically sell for less. In addition to their warranties being outdated, their age and the wear and tear they’ve endured will increase the next owners’ maintenance costs. Stop Asking “When Should I Sell My Car?” in Pharr, TX and Let Us Buy Your Old Vehicle! Of course, we can bring a third type of timing into the mix: when is the right time for you? If you’re shopping for your next set of wheels, or if you no longer need a vehicle, we’ll buy your old car. Drive it over to our Pharr, TX Honda dealership to get started!

Honda Pilot interior with Gemini

Honda Adds Gemini to Vehicles with Google Built-In™

Many models are getting a cutting-edge upgrade with the addition of Honda Gemini. This intelligent technology allows you to customize your driving experience, and one of the best parts is that all you need to use is your voice. If you want your next vehicle to make life easier, come talk to the friendly pros at Clark Knapp Honda. What is Gemini Technology? For years, many Honda models have included Google Assistant™. The upgrade to Google Gemini means that you can enjoy a more connected and conversational driving experience every time you slide behind the wheel. With Google Assistant™, you’d need to use commands that started with “Hey Google” and used clear and specific language to change the destination in your navigation system. Using Gemini you can ask the program questions, such as which cafes on your route have outdoor seating and what time they close. It doesn’t only apply to navigation: this onboard AI assistant can also help you with a huge range of tasks like trip planning, finding attractions, and summarizing news on the road. Which Honda Models Have Gemini? Many of our 2026 and newer Honda models include Gemini, including certain trim levels of the Honda Pilot, Honda Passport, Honda CR-V, and Honda Prelude. However, you might have access to this incredible tech with an older vehicle as well. For example, your 2023 Honda Accord or your 2025 model of the Honda Civic may be equipped with this intelligent assistant. Check Out Gemini at Clark Knapp Honda The future of cabin technology is here, and it takes the form of Gemini. Stop by our Pharr, TX Honda dealership to try out this tech in person. Once you’ve picked out your next vehicle, we’ll help you take it home!

Customer and sales rep speaking about KBB Honda trade in

What’s the Best Way to Value My Honda Trade-In?

We field a lot of questions from customers about trading in their cars, including “ Should I use KBB for trade-in value?” and “What exactly affects my trade-in value?” We’ll happily answer anything you ask and help you get the most out of your old vehicle. Stop by Clark Knapp Honda when you’re ready to put that value toward your next sedan, SUV, truck, or van. more Why You Should Use Kelley Blue Book for Your Trade-In Value Kelley Blue Book (KBB) is respected throughout the automotive industry as an authority on vehicle values. Their valuation process considers a variety of factors, including your vehicle’s: Trim level Mileage Age Special or upgraded features Our dealership partners with KBB to value your trade-in. After you submit our easy online form, you’ll get an instant offer that lets you know how much your old vehicle is worth. Then, you can trade it in for the new or pre-owned model of your choice. How to Boost Your Car’s Trade-In Value Before trading in your vehicle to our dealership, take a few steps to boost its value. First, make any small repairs like replacing burnt-out lightbulbs or worn windshield wipers. Then, give it a thorough cleaning both inside and out. Finally, gather all of the documentation you can (including maintenance history and accident reports, if applicable). The more work you do before trading it in, the more your vehicle will be worth. Should I Use KBB for Trade-In? Simplify the Process at Clark Knapp Honda We always recommend that our customers use KBB to calculate their trade-in value. Visit our Honda dealership in Pharr, TX to trade in your current vehicle and find your next ride!